SmartPay

SmartPay offers a range of functionalities designed to enhance the online shopping and payment experience for both merchants and customers. One of its key features is payment flexibility. It allows customers to receive their products immediately and pay in three installments over a period of four weeks. This service is offered without any interest or additional fees, which not only makes shopping more accessible for customers but also encourages responsible spending​​.

For merchants, SmartPay presents several advantages. Payments are made to the merchants by SmartPay before the customer completes their installment payments. This process effectively transfers credit and fraud risks from the merchant to SmartPay. Additionally, this could lead to an increase in the average order value, better conversion rates, and more repeat business due to an enhanced customer shopping experience​​. SmartPay also offers extensive customization options. Merchants can control which payment methods are displayed at checkout by setting up specific rules based on various criteria. These criteria can include order totals, subtotals, product specifics, customer location, and more. This level of customization provides merchants with greater control over the checkout process and can enhance the overall shopping experience​​.

The app includes on-site messaging capabilities, allowing merchants to inform customers about available payment options, including installment plans. It also supports the use of coupons and promotional codes, which can be automatically applied to a customer’s checkout session, adding another layer of convenience and potential savings for customers​​​​.

Regarding pricing, SmartPay is available for a standard monthly fee of $5. It has garnered positive reviews for its effective support and features, particularly in enhancing the checkout process. The support team is accessible via email, and there is a comprehensive FAQ section available for quick self-service assistance​​.